Bespoke Commercial Loans

Supercharge Your Business.

GCMIC partners with brokers, agents and lawyers to provide their small and medium business owner clients one-stop shopping for all their debt financing needs. Our commercial leasing and loans can be provided in isolation of commercial mortgages, or packaged all together to reduce overall costs.

GCMIC and its affiliates provide carefully customized credit solutions to meet the individual needs of small- and mid-market companies across all industries. Our flexible and competitive commercial loans provide fast capital, while leaving business owners’ equity intact.

Loan Amount

$2,000,000 to $100,000,000+

General Lending Guidelines

Profitable businesses with strong debt servicing capabilities

Financing Type

  • Revolving lines of credit for companies based on accounts receivables, equipment, inventory, manufacturing plants, real estate and other tangible assets

  • Immediate financing of credit-worthy invoices, whole ledger and selective spot factoring

  • Financing of new and used vehicle fleets, capital machinery and equipment of all types

  • Debt financing based on liquidation values of specialty secured assets and asset pools

  • Enterprise value debt underwriting

  • Mergers and acquisitions, leveraged buyouts, management buyouts

Stages

New purchases, refinancing, bridge loans

Position

First lien, second lien, or further subordinate mezzanine debt (including convertible debentures and preferred stock); A/B and A/B/C participation

Term-to-Maturity

6 months to 10 years; typically includes flexible renewal and repayment options

Use of Proceeds

Flexible, growth or working capital, share buybacks, equity take-outs

Interest Rate

Rates starting from Prime + 2%; amortizing or interest-only mortgages; adjustable-rate and participating debt

Collateral Security

Guaranteed and non-recourse available

Lending Region

Across Ontario

Get in touch with us right now to discover how we can help with all commercial financing needs.

Mortgage Professionals

Supercharge your revenue and become a more valued and integral resource, by providing commercial leasing and loans to all your business-owner clients. We work closely with our valued brokers, agents, lawyers and co-lenders to ensure that their clients are provided the highest level of professional and ethical service. We are here to help you and your clients navigate all their commercial financing needs.

Business Owners

Supercharge your business with commercial financing from GCMIC that doesn’t need to check all the banks’ boxes. Reduce your overall financing expense by combining all your commercial mortgages, leasing and other financing into bundled financing from GCMIC. Have your mortgage broker or lawyer contact us right now. Or if you don’t have one, contact us directly and we’re happy to assist.